Business Insurance

About the Department

For a business, many different types of insurance might be needed, including Property Insurance, General Liability, Commercial Auto, Workers Compensation, Umbrella Liability, Group Health, Life, “Key Man” insurance and others.

Here are some of the more common types of coverage avilable. This is not, however, a complete list and, as always, we recommend you consult with one of our professional insurance advisors for those coverages that might be unique to you and your business.

Business Owner Policy (BOP)

  • Simple underwriting
  • Cost effective
  • Coverage for small businesses
  • Package of Property & General Liability

Property Insurance

  • Business Interruption
  • Equipment, Glass, Signs
  • Inventory, Stock, Machinery
  • Leaseholder Improvements

General Liability

  • Product Liability
  • Personal Injury
  • Advertising Injury
  • Premises Liability
  • Provides legal defense
  • Protection against awards to injured customers
  • Coverage for Bodily Injury
  • Coverage for Property Damage to others
  • Covers negligent acts by you or employees

Special Liability

  • Umbrella Liability
  • Farmowners Liability
  • Marine Liability
  • Professional Liability
  • Errors & Omissions Liability
  • Directors & Officers Liability
  • Pollution Liability

Commercial Auto

  • Auto Liability
  • Un-insured Motorist Coverage
  • Medical Payments
  • Under Insured Motorist Coverage
  • Comprehensive Collision Coverage
  • Comprehensive Fleet Coverage
  • Non Owned Auto Liability
  • Garage Keepers Coverage

Worker's Compensation

  • Part A Coverage for Employees hurt at work
  • Part B Employers Liability

Business Life, Disability

  • Funding for "Buy Sell" agreement
  • Key Man Disability Insurance
  • Group Health
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“ Our goal is to provide financial security through quality insurance & investment products characterized by value.” - John Yasik & Andre Hoeschel